If you’re new to mortgages, you’ll be forgiven for feeling a little bit overwhelmed. There’s a lot to sort out before applying for one and there are so many different types – it’s hard to know what to go for. Whether you choose a high street lender or a more specialist one, it’s always worth talking to a mortgage broker to understand what you can afford to borrow and how much you’ll be repaying monthly. When looking for a mortgage, you’ll need to provide certain information to the lender such as payslips or proof of income, photo ID and proof of address. You may also need to show them account details of where the mortgage payments will be made from, details of any other mortgages or debt and proof of funds. In this quick read, we demystify mortgages and explain some of the jargon you might come across.