If you’re new to mortgages, you’ll be forgiven for feeling a little bit overwhelmed. There’s a lot to sort out before applying for one and there are so many different types – it’s hard to know what to go for. Whether you choose a high street lender or a more specialist one, it’s always worth talking to a mortgage broker to understand what you can afford to borrow and how much you’ll be repaying monthly. When looking for a mortgage, you’ll need to provide certain information to the lender such as payslips or proof of income, photo ID and proof of address. You may also need to show them account details of where the mortgage payments will be made from, details of any other mortgages or debt and proof of funds. In this quick read, we demystify mortgages and explain some of the jargon you might come across.

If you’re taking out a new mortgage or about to refinance your property, have you considered a green mortgage? No? Never heard of it? Well, that’s what we’re here for.

How far would you go to help your child get on in the world? Many Broadstairs parents move area to ensure their child gets into the best primary school or fund their university costs. Would you re-mortgage your Broadstairs home to help your child onto the Broadstairs property ladder?

Could this be the end of the housing boom. Have a good read and make up your own mind. We feel things will continue to be great in Thanet for a good while longer.

In this three-minute read, we give you the lowdown on mortgage fees.

Short Video to explain the pros and cons of capital Repayment mortgages for landlords. Cooke & Co uses an independent financial adviser and if you have any questions then they would be pleased to help, please call us on 01843 231833 or feel free to inbox us

Many Ramsgate buy-to-let landlords fell into property investing by accident. Many didn’t want to sell their family home when the Ramsgate housing market crashed in the Credit Crunch of 2009/10, but still needed to move. Now they have become serious buy-to-let investors. What is the best way to finance them?

In this three-minute read, we compare the different types of buy-to-let mortgages.

In this three-minute read, we look at how Thanet homebuyers can get a good mortgage deal.

Margate first-time buyers can now buy their first Margate home using 5% deposit mortgages. Yet higher mortgage rates could see Margate buyers paying a lot more each month for the privilege?