In our latest short article, we let you know about mortgage holidays. We strongly recommend speaking to our fully trained finacial advisor if this is something you are considering.

As a Thanet estate agent, I know that obtaining a mortgage can be a daunting process, especially if you have a bad credit history. However, I’m here to tell you that securing a mortgage is not impossible, even if your credit score is less than perfect.

Mortgages are dull. Let’s be honest. They’re huge commitments, they’re complicated to arrange and in the current climate, it’s understandable if the thought of a mortgage gets you a bit jittery. Putting rising interest rates to one side (easier said than done) and ignoring the doom and gloom news we’ve been exposed to over the last few months, it’s time to talk about mortgage overpayments. What are they? Are they a good or bad thing? In this four-minute read, we explain the ins and outs of overpayments.

Here are five tips to help mortgage hunters find the best deal in the current market. With inflation and interest rates rising and so much uncertainty in the market, choosing the right mortgage deal in the current climate can be daunting. While no one has a crystal ball to predict exactly what will happen over the next 12 months, Cooke & Co’s financial advisers suggests you follow these five common-sense rules* when looking for a mortgage.

Have you heard of ‘unlocking the value of your home’? Do you know what it’s all about? If you’re over 55, chances are you’ve seen or heard this phrase several times from targeted advertising. While ‘unlocking value’ might sound like an elaborate spiritual journey or magic trick, instead, it’s quite dull and refers to equity release. So, what is equity release? Is it a good idea? How does it work? In this quick read, we go through the essentials.

If you’re taking out a new mortgage or about to refinance your property, have you considered a green mortgage? No? Never heard of it? Well, that’s what we’re here for.

In this two-minute read, we look at reasons why a property may be classified as unmortgageable.

Could this be the end of the housing boom. Have a good read and make up your own mind. We feel things will continue to be great in Thanet for a good while longer.

In this three-minute read, we give you the lowdown on mortgage fees.

Short Video to explain the pros and cons of Interest-only mortgages. Cooke & Co uses an independent financial adviser and if you have any questions then they would be pleased to help, please call us on 01843 231833 or feel free to inbox us.