Cooke & Co are extremely proud to offer for sale this brand-new development of just 8 one- and two-bedroom luxury apartments at Montague House as well as a brand-new town house. Being built by a highly regarded developer, these properties offer contemporary and luxury living throughout. Being designed with a high and contemporary specification throughout, these apartments are available to reserve today.

Ramsgate has been one of the UK’s leading seaside towns for hundreds of years. Queens Road is a short distance from the ever-popular Ramsgate Main Sands and Ramsgate Royal Marina home to many lovely bars and cafés and an even shorter distance to Ramsgate East Cliff Beach and Promenade - what could be more convenient for a family with young children!

A short drive away, there’s plenty of the great outdoors to enjoy. Such as Stodmarsh National Nature Reserve, where you can explore the wetlands, reed beds and woodlands, whilst at Wingham Wildlife Park near Canterbury, you can meet the monkeys, wolves, reptiles, big cats and more. 

Found on the Southeastern tip of Kent, Ramsgate tends to enjoy often milder temperatures complemented by a relatively large amount of sunshine and quite low rainfall, so the kids can spend even more time playing amongst the palm trees on the beach, while you relax with a sundowner. Ramsgate Station will whisk you directly to London St Pancras International or London Victoria station in under two hours.

For families with young children, Queens Road, offers a number of well-regarded primary schools and secondary schools such as St Ethelbert’s Primary school which received a good Ofsted report in 2019 as well as both Chatham and Clarendon House Grammar Schools which received a Good Ofsted Report in 2018.

There are plenty of retail opportunities in Ramsgate and beyond, with its sweet High Street which is home to quirky shops, convenience stores, cafes and bars. There’s also the convenience of a large supermarket in the area and less than four miles away, Westwood Cross Shopping Centre offers a variety of well-known shops and eateries, as well as a 10-screen cinema. It’s easy to get there by car or on the Thanet Loop bus service.

Alternatively, for an even bigger shopping experience, you can reach the 300 high street and designer stores at Bluewater in about an hour by car, or an hour and a half by rail. For more traditional seaside entertainment, you can take your chances at Strokes Adventure Golf, the mini golf course overlooking Westbrook Bay. The more adventurous types can surf or jet ski along the coast, while further inland is the Revolution Skate Park and Climbing Centre.

Close by are the thrills and rides of Dreamland Amusement Park (which famously featured in an episode of ‘Only Fools & Horses’), which also hosts events from concerts to outdoor cinema screenings. As well as its obvious lifestyle advantages, Waterside Drive allows residents to indulge in a wealth of culture, right on their doorstep. Less than a 20-minute drive away, the outstanding Turner Contemporary, the world-class modern gallery standing where the artist himself once lived, showcases renowned collections.

Theatre-goers are spoiled for choice too, with the Theatre Royal in Addington Street – the second oldest theatre in the country – and the Tom Thumb Theatre, the second smallest. In addition, the Winter Gardens stages entertainment from music shows to stand-up comedy and music-lovers can

House 1

Flat 1

Flat 2

Flat 3

Flat 4

Flat 5

Flat 6

Flat 7

Flat 8

  • Cupboard doors in Laser Soft Cashmere / Taupe
  • Worktops in Carrara White
  • Satin Black Handles
  • Blanco Sink
  • Blanco Camia Taps
  • Sensio Plaza Lighting
  • Blaupunkt Oven
  • Blaupunkt Electric Hob
  • Blaupunkt Extractor Hood
  • Blaupunkt Washer Dryer
  • Blaupunkt Fridge / Freezer

Pricing & Availabilty

Status Price / Plot Accommodation

Site Plan

Queens Road is less than a mile away from Ramsgate Train Station which you can easily reach on foot or using the local bus services.

From there, you can reach either of two major London stations – London St Pancras International and London Victoria – with no need to change and a choice of several departures an hour. You can also take a direct train to Ashford International Station in less than an hour, where you can connect with Eurostar services to Paris, Lille and Brussels.

Another way to make the trip across to the Continent is by ferry crossing from the Port of Dover, which will take you approximately 45 minutes by road, while you can reach the Eurotunnel Le Shuttle terminal at Folkestone in around an hour by car. The nearest major airport to Mulberry Place is Gatwick, which is about a 90-minute drive

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Street View
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Help to Buy is available on select properties within this development. Please ask for details.

Help To Buy


Help to Buy is a government scheme which can help you to buy a property with just a 5% deposit with a Help to Buy: Equity Loan, subject to eligibility, terms and conditions 


The Government has announced a new Help to Buy scheme to run from April 2021. It is restricted to first-time buyers and will include regional price caps to ensure the scheme reaches people who need it most. There are no changes to the current Help to Buy equity loan scheme which runs to March 2021.

The new scheme will run from April 2021 to March 2023. As with the current scheme, under the new plans, the Government will lend buyers up to 20% of the cost of a newly built home, and up to 40% in London.


Read more about this on https://www.helptobuy.gov.uk/

Help to Buy is a government scheme which can help first time home buyers get a property with just a 5% deposit. Use this guide to learn how Help to Buy schemes work, how to qualify and the different options available.


How does Help to Buy work?

Help to Buy: Equity loans

Where to go for more information


How does Help to Buy work?

Coronavirus

The coronavirus outbreak has affected the completion dates for Help to Buy homes. You can find out more on Gov.uk.


The Help to Buy scheme offers an equity loan where the government lends first-time buyers and existing homeowners money to buy a newly-built home.

The purchase price must be no more than £600,000. Under this scheme, you can borrow 20% of the purchase price interest-free for the first five years as long as you have at least a 5% deposit. If you live in London, you can borrow up to 40% of the purchase price.

Use our Mortgage Calculator, to work out how much you’d pay back each month.

The Government has confirmed it will extend its Help to Buy equity loan scheme from 2021 to 2023. However, this extension will be restricted to first-time buyers purchasing newly built homes.

From 2021, there will also be new regional price caps which could reduce the maximum value of homes that can be bought through the Equity Loan Scheme.



Who can’t apply for the scheme?

- You can’t use the above schemes to buy a second home or a property to rent out.

- If you use Help to Buy, you can only take out a repayment mortgage.

- You can’t buy a property for more than the set price limits (see below).

The Help to Buy scheme is available in England only. 


Help to Buy: Equity loans

How they work

You need at least 5% of the sale price of your new-build flat or house as a deposit 

The government lends you up to 20%, or 40% if you live in London, of the sale price.

You borrow the rest (up to 75%, or 55% if you live in London) from a mortgage lender, on a repayment basis.

The equity loan must be repaid after 25 years, or earlier if you sell your home.

You must repay the same percentage of the proceeds of the sale as the initial equity loan (i.e. if you received an equity loan for 20% of the purchase price of your home, you must repay 20% of the proceeds of the future sale).

Example

Cost of home - £200,000

Cost name Percentage of total £ value

Your deposit 5% £10,000

Equity loan 20% £40,000

Mortgage 75% £150,000

TOTAL £200,000

The interest rate you will be charged

You don’t pay any interest or fees on the government’s equity loan for the first five years. In the sixth year, you’ll be charged 1.75%.

After then, the fee rises by inflation based on the Retail Prices Index (RPI) plus 1% each year.

RPI figures are put together by the Office for National Statistics.

See below for an example of how the fees work.

Interest rates for paying back your loan

Years 1-5: no fees

Year 6: 1.75% of the loan

Year 7 onwards: 1.75% + RPI + 1%

These fees do not go towards paying off the government loan.

When you sell your home, or the mortgage is paid off, you have to repay the equity loan plus a share of any increase in the value. It works like this:




Example

Home bought for £200,000, sold for £250,000

Increase in value 25%

Equity loan repayment £50,000 (£40,000 + 25% profit)

Mortgage £150,000 (less capital repayments)

Your share at least £50,000

The remaining £50,000 (or more) can be used as a deposit on your next home.

The exact amount depends on how much you’ve paid off your mortgage.

You can also pay back part or all of your loan at any time.

The minimum percentage you can pay back is 10% of the market value of your home.

The amount you pay will depend on the market value at the time.


Where to go for more information

Please click here to visit the government find a help to buy agent

Speak to our Financial Adviser for further assistance.


Help to Buy is available subject to eligibility, terms and conditions.


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